{"@context":{"@vocab":"https://schema.org/","dcterms":"http://purl.org/dc/terms/","prov":"http://www.w3.org/ns/prov#"},"@type":"Dataset","@id":"https://api.morvs.ai/api/v1/cfpb/by-company/Upstart%20Holdings%2C%20Inc.","_source":{"data_provider":"AI Analytics","brand_name":"MORVS","brand_url":"https://morvs.ai/","data_provider_url":"https://api.morvs.ai","license":"https://creativecommons.org/publicdomain/zero/1.0/","dcterms:license":"https://creativecommons.org/publicdomain/zero/1.0/","generated_at":"2026-10-07T17:39:45.246Z","primary_source":"https://www.consumerfinance.gov/data-research/consumer-complaints/"},"company":"Upstart Holdings, Inc.","summary":{"total_complaints":16,"first_complaint":"2026-05-08T12:00:00-05:00","latest_complaint":"2026-05-12T12:00:00-05:00","timely_count":16},"by_product":[{"product":"Credit reporting or other personal consumer reports","n":7},{"product":"Debt collection","n":5},{"product":"Payday loan, title loan, personal loan, or advance loan","n":4}],"recent_complaints":[{"complaint_id":22103978,"date_received":"2026-05-12T12:00:00-05:00","product":"Debt collection","issue":"Attempts to collect debt not owed","state":"NY","company_response":"In progress"},{"complaint_id":22120038,"date_received":"2026-05-12T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Incorrect information on your report","state":"NC","company_response":"In progress"},{"complaint_id":22066618,"date_received":"2026-05-11T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Incorrect information on your report","state":"IN","company_response":"In progress"},{"complaint_id":22075865,"date_received":"2026-05-11T12:00:00-05:00","product":"Debt collection","issue":"Attempts to collect debt not owed","state":"CA","company_response":"In progress"},{"complaint_id":22081880,"date_received":"2026-05-11T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Incorrect information on your report","state":"FL","company_response":"In progress"},{"complaint_id":22084430,"date_received":"2026-05-11T12:00:00-05:00","product":"Debt collection","issue":"Attempts to collect debt not owed","state":"OR","company_response":"In progress"},{"complaint_id":22086338,"date_received":"2026-05-11T12:00:00-05:00","product":"Debt collection","issue":"Took or threatened to take negative or legal action","state":"MI","company_response":"In progress"},{"complaint_id":22038157,"date_received":"2026-05-09T12:00:00-05:00","product":"Payday loan, title loan, personal loan, or advance loan","issue":"Getting a line of credit","state":"NJ","company_response":"In progress"},{"complaint_id":22049558,"date_received":"2026-05-09T12:00:00-05:00","product":"Payday loan, title loan, personal loan, or advance loan","issue":"Charged fees or interest you didn't expect","state":"CO","company_response":"In progress"},{"complaint_id":22050121,"date_received":"2026-05-09T12:00:00-05:00","product":"Payday loan, title loan, personal loan, or advance loan","issue":"Incorrect information on your report","state":"FL","company_response":"In progress"},{"complaint_id":21999062,"date_received":"2026-05-08T12:00:00-05:00","product":"Payday loan, title loan, personal loan, or advance loan","issue":"Issues with repayment","state":"FL","company_response":"In progress"},{"complaint_id":22000153,"date_received":"2026-05-08T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Incorrect information on your report","state":"NC","company_response":"In progress"},{"complaint_id":22001012,"date_received":"2026-05-08T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Improper use of your report","state":"GA","company_response":"In progress"},{"complaint_id":22004598,"date_received":"2026-05-08T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Incorrect information on your report","state":"IN","company_response":"In progress"},{"complaint_id":22016670,"date_received":"2026-05-08T12:00:00-05:00","product":"Credit reporting or other personal consumer reports","issue":"Incorrect information on your report","state":"GA","company_response":"In progress"},{"complaint_id":22031651,"date_received":"2026-05-08T12:00:00-05:00","product":"Debt collection","issue":"Took or threatened to take negative or legal action","state":"TX","company_response":"In progress"}]}