# OCC FA action 2012-095
> **The First National Bank of Talladega** · Institution · 2012-03-16
## Action
- **Document number:** 2012-095
- **Docket number:** —
- **Type:** FA — Formal Agreement
- **Respondent type:** Institution
- **Action date:** 2012-03-16
- **Termination date:** 2014-11-25
## Respondent
- **Bank:** The First National Bank of Talladega
- **Charter number:** 4838
- **Location:** Talladega, ALABAMA
## Subjects

Allowance for Losses (ALLL / ACL)|Appraisals|Audit|Board / Management Oversight|Concentration Risk Management|Credit/Collateral Exceptions|Internal Audit |Investment/Other than Temporary Impairment|Lending Issues|Liquidity|Loan Review|Loans to Insiders (incl. Reg O)|Other Lending Deficiencies|Problem Loan Identification|Sensitivity to Market Risk|Strategic Planning|Trading & Securities

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2012-095)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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