# OCC FA action 2012-100
> **The Putnam County National Bank of Carmel** · Institution · 2012-04-04
## Action
- **Document number:** 2012-100
- **Docket number:** —
- **Type:** FA — Formal Agreement
- **Respondent type:** Institution
- **Action date:** 2012-04-04
- **Termination date:** 2016-06-29
## Respondent
- **Bank:** The Putnam County National Bank of Carmel
- **Charter number:** 976
- **Location:** Carmel, NEW YORK
## Subjects

Allowance for Losses (ALLL / ACL)|Appraisals|Asset Quality|Audit|Board / Management Oversight|Consumer Law|Enterprise Governance / Internal Controls / General Risk Management|General IT Controls|Information Technology|Internal Audit |Lending Issues|TILA/RESPA

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2012-100)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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