# OCC FA action 2013-047
> **Severn Savings Bank, FSB** · Institution · 2013-04-23
## Action
- **Document number:** 2013-047
- **Docket number:** AA-NE-13-31
- **Type:** FA — Formal Agreement
- **Respondent type:** Institution
- **Action date:** 2013-04-23
- **Termination date:** 2015-10-15
## Respondent
- **Bank:** Severn Savings Bank, FSB
- **Charter number:** 708190
- **Location:** Annapolis, MARYLAND
## Subjects

Allowance for Losses (ALLL / ACL)|Appraisals|Asset Quality|Audit|Board / Management Oversight|Capital|Concentration Risk Management|Credit/Collateral Exceptions|Internal Audit |Lending Issues|Liquidity|OREO|Other Lending Deficiencies|Problem Loan Identification|Strategic Planning

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2013-047)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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