# OCC C&D action 2013-162
> **First National Bank in Howell** · Institution · 2013-10-31
## Action
- **Document number:** 2013-162
- **Docket number:** AA-EC-2013-83
- **Type:** C&D — Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D)
- **Respondent type:** Institution
- **Action date:** 2013-10-31
- **Termination date:** 2015-11-17
## Respondent
- **Bank:** First National Bank in Howell
- **Charter number:** 14144
- **Location:** Howell, MICHIGAN
## Subjects

Affiliate Transactions (incl. Reg W)|Allowance for Losses (ALLL / ACL)|Appraisals|Asset Quality|Audit|Board / Management Oversight|Capital|Concentration Risk Management|Credit/Collateral Exceptions|Internal Audit |Lending Issues|Loan Review|OREO|Other Lending Deficiencies|Problem Loan Identification|Strategic Planning

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2013-162)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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