# OCC C&D action 2020-038
> **The First National Bank and Trust Company of Vinita** · Institution · 2020-07-16
## Action
- **Document number:** 2020-038
- **Docket number:** AA-EC-2020-43
- **Type:** C&D — Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D)
- **Respondent type:** Institution
- **Action date:** 2020-07-16
- **Termination date:** 2021-05-21
## Respondent
- **Bank:** The First National Bank and Trust Company of Vinita
- **Charter number:** 4704
- **Location:** Vinita, OKLAHOMA
## Subjects

Allowance for Losses (ALLL / ACL)|Asset Quality|Audit|Board / Management Oversight|Capital|Compensation|Concentration Risk Management|Credit/Collateral Exceptions|Insider Issues|Internal Audit |Lending Issues|Liquidity|Loan Review|Other Lending Deficiencies|Problem Loan Identification|Strategic Planning

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2020-038)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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*MORVS · CC0 1.0*