# OCC C&D action 2022-047
> **Heritage Bank, National Association** · Individual · 2022-10-12
## Action
- **Document number:** 2022-047
- **Docket number:** AA-ENF-2022-31
- **Type:** C&D — Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D)
- **Respondent type:** Individual
- **Action date:** 2022-10-12
## Respondent
- **Bank:** Heritage Bank, National Association
- **Individual:** Michael Reemtsma
- **Charter number:** 15401
- **Location:** Spicer, MINNESOTA
## Subjects

Fraud/Forgery|Inaccurate / Incomplete / False Books and Records|Insider Issues|Lending Issues|Other Lending Deficiencies

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2022-047)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
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