# OCC FA action 2023-033
> **Heritage Bank, National Association** · Institution · 2023-10-27
## Action
- **Document number:** 2023-033
- **Docket number:** AA-WE-2023-32
- **Type:** FA — Formal Agreement
- **Respondent type:** Institution
- **Action date:** 2023-10-27
- **Termination date:** 2024-04-02
## Respondent
- **Bank:** Heritage Bank, National Association
- **Charter number:** 15401
- **Location:** Spicer, MINNESOTA
## Subjects

Capital|Lending Issues|Liquidity|Loan Review|Other Lending Deficiencies|Problem Loan Identification|Strategic Planning

## Source
- [OCC enforcement order PDF](https://apps.occ.gov/EASearch/Document/Download?id=2023-033)
- [OCC EASearch portal](https://apps.occ.gov/EASearch/)
---
*AI Analytics · CC0 1.0*