# CFPB enforcement: RAM Payment, LLC, also dba Reliant; Account Management Systems, LLC, fka Reliant Account Management; Gregory Winters; and Stephen Chaya
> 2022-05-11 · CFPB
## Action
- **Party:** RAM Payment, LLC, also dba Reliant; Account Management Systems, LLC, fka Reliant Account Management; Gregory Winters; and Stephen Chaya
- **Date filed:** 2022-05-11
- **CFPB page:** https://www.consumerfinance.gov/enforcement/actions/ram-payment-llc-et-al/
## Description
On May 11, 2022, the Bureau issued an order against Tennessee-based RAM Payment, LLC and Account Management Systems, LLC (AMS) and AMS’s co-founders, Gregory Winters and Stephen Chaya.
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*Source: [CFPB Enforcement Actions](https://www.consumerfinance.gov/enforcement/actions/) · AI Analytics · CC0 1.0*