# CFPB complaint against Upstart Holdings, Inc.

> **Debt collection** · Attempts to collect debt not owed — Debt was result of identity theft · received 2026-05-11T12:00:00-05:00 from OR

_No public narrative — consumer did not consent to publication of their story._

## Key facts

- **CFPB complaint ID:** 22084430
- **Company:** Upstart Holdings, Inc.
- **Product:** Debt collection
- **Sub-product:** Other debt
- **Issue:** Attempts to collect debt not owed
- **Sub-issue:** Debt was result of identity theft
- **Date received by CFPB:** 2026-05-11T12:00:00-05:00
- **Date sent to company:** 2026-05-11T12:00:00-05:00
- **Submitted via:** Web
- **State:** OR
- **ZIP:** 97317
- **Company response:** In progress
- **Timely response:** Yes
- **Consumer disputed:** N/A

## Primary source

CFPB Consumer Complaint Database: https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22084430

## Citation

> US Consumer Financial Protection Bureau, Consumer Complaint Database, complaint 22084430 against Upstart Holdings, Inc.. Retrieved via AI Analytics 2026-05-16 from https://api.ai-analytics.org/complaint/22084430. Licensed CC0.

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*[CFPB complaints dataset](/datasets/cfpb-complaints) · [All Upstart Holdings, Inc. complaints](https://api.ai-analytics.org/api/v1/cfpb/by-company/Upstart%20Holdings%2C%20Inc.) · CC0 1.0*