# CFPB complaint against SANTANDER HOLDINGS USA, INC.

> **Payday loan, title loan, personal loan, or advance loan** · Charged fees or interest you didn't expect · received 2026-05-12T12:00:00-05:00 from NY

_No public narrative — consumer did not consent to publication of their story._

## Key facts

- **CFPB complaint ID:** 22124712
- **Company:** SANTANDER HOLDINGS USA, INC.
- **Product:** Payday loan, title loan, personal loan, or advance loan
- **Sub-product:** Installment loan
- **Issue:** Charged fees or interest you didn't expect
- **Sub-issue:** —
- **Date received by CFPB:** 2026-05-12T12:00:00-05:00
- **Date sent to company:** 2026-05-12T12:00:00-05:00
- **Submitted via:** Web
- **State:** NY
- **ZIP:** 11204
- **Company response:** In progress
- **Timely response:** Yes
- **Consumer disputed:** N/A

## Primary source

CFPB Consumer Complaint Database: https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22124712

## Citation

> US Consumer Financial Protection Bureau, Consumer Complaint Database, complaint 22124712 against SANTANDER HOLDINGS USA, INC.. Retrieved via AI Analytics 2026-05-16 from https://api.ai-analytics.org/complaint/22124712. Licensed CC0.

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*[CFPB complaints dataset](/datasets/cfpb-complaints) · [All SANTANDER HOLDINGS USA, INC. complaints](https://api.ai-analytics.org/api/v1/cfpb/by-company/SANTANDER%20HOLDINGS%20USA%2C%20INC.) · CC0 1.0*