# Overdraft: Payment Service or Small-Dollar Credit?
> **In Focus (2-page brief)** · 2025-09-10 · `IF11460`
## Report
- **CRS ID:** IF11460
- **Series:** In Focus (2-page brief)
- **Publication date:** 2025-09-10
## Documents
- [PDF](https://www.everycrsreport.com/files/2025-09-10_IF11460_0af09590d605b1f794c95f28bca2de44c34c20e1.pdf)
- [HTML](https://www.everycrsreport.com/files/2025-09-10_IF11460_87163c672312a8df5aa57e853366bbb8c33f04c9.html)
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