# Ability to Repay, Risk-Retention Standards, and Mortgage Credit Access
> **Full Report** · 2012-06-05 · `R42056`
## Report
- **CRS ID:** R42056
- **Series:** Full Report
- **Publication date:** 2012-06-05
## Documents
- [PDF](https://www.everycrsreport.com/files/20120605_R42056_7a7db373ec1ee3909835e7dcc87fea2fefe73fc1.pdf)
- [HTML](https://www.everycrsreport.com/files/20120605_R42056_e64158e15f68070bb992fd97ade810e2ee22fa65.html)
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