HMDA mortgage lender filings (~30k institution-year rows / 5k+ lenders / 2018-2023)

Dataset · US Consumer Financial Protection Bureau · primary source ↗

Every HMDA-reporting bank/credit-union/mortgage lender with annual mortgage application volume — ~30,000 institution-year rows across 2018-2023 covering 5,000+ unique LEIs. Top lenders by 2023 volume: NAVY FEDERAL CREDIT UNION 173k, 21ST MORTGAGE 164k, Mortgage Research Center 125k, LOANDEPOT.COM 110k, DHI MORTGAGE 85k, TRIAD FINANCIAL SERVICES 82k. Foundation dataset for redlining/lending-discrimination analysis. Future iterations can enrich with per-LEI denial rates and race breakdowns via the CFPB /v2/data-browser-api/view/aggregations endpoint. Source: ffiec.cfpb.gov/v2/data-browser-api/view/filers?years=YYYY (public, gzip JSON). Distinct from existing CFPB datasets — cfpb_complaints is consumer complaints, cfpb_enforcement_actions is CFPB enforcement; this is the *lender* mortgage-reporting layer.

Source agency
US Consumer Financial Protection Bureau
License
CC0 / US public domain
Coverage
~30k institution-year / 5k+ LEIs
API endpoint

Keywords

HMDAHome Mortgage Disclosure Actmortgage lenderLEICFPBFFIECredlininglending discriminationmortgage applications

Provenance

Every record in this dataset can be traced back to its primary source at https://ffiec.cfpb.gov/data-browser/. Underlying content is a US federal government work (public domain under 17 USC §105); our derived data is licensed CC0 1.0.

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