The United States Environmental Protection Agency Region 9 ( EPA ), and the Respondent, American Savings Bank ( Respondent ), having entered into the foregoing Consent Agreement, and EPA having duly publicly noticed the Stipulations and Findings and Final Order regarding the matters alleged therein; Respondent pay an administrative civil penalty of $30,427 to the Treasurer of the United States of America in accordance with the terms set forth in the Consent Agreement.