# WESTERN STATE BANK

> **Failed bank** · DENTON, TX · failed 1985-09-27 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $8M

## What happened

WESTERN STATE BANK of DENTON, TX was closed by regulators on **1985-09-27**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **TEXAS BANK OF DENTON** (DENTON, TX). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 1073
- **FDIC Certificate:** 18760
- **FDIC FIN:** 2499
- **Bank name:** WESTERN STATE BANK
- **Location:** DENTON, TX
- **Failure date:** 1985-09-27
- **FDIC resolution date:** 1985-09-27
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $8M
- **Deposits at failure:** $24M
- **Assets at failure:** $28M
- **Acquiring bank:** TEXAS BANK OF DENTON (DENTON, TX)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=WESTERN%20STATE%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, WESTERN STATE BANK (FDIC ID 1073), failed 1985-09-27. Retrieved via AI Analytics 2026-07-20 from https://api.ai-analytics.org/failed-bank/1073.

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