# THE FIRST NATIONAL BANK OF ST. JOSEPH

> **Failed bank** · ST. JOSEPH, MO · failed 1985-10-11 · National commercial bank (OCC-chartered) · FDIC cost $27M

## What happened

THE FIRST NATIONAL BANK OF ST. JOSEPH of ST. JOSEPH, MO was closed by the OCC on **1985-10-11**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **COMMERCE BK OF ST JOSEPH** (ST. JOSEPH, MO). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 1083
- **FDIC Certificate:** 4602
- **FDIC FIN:** 2504
- **Bank name:** THE FIRST NATIONAL BANK OF ST. JOSEPH
- **Location:** ST. JOSEPH, MO
- **Failure date:** 1985-10-11
- **FDIC resolution date:** 1985-10-11
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $27M
- **Deposits at failure:** $176M
- **Assets at failure:** $193M
- **Acquiring bank:** COMMERCE BK OF ST JOSEPH (ST. JOSEPH, MO)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=THE%20FIRST%20NATIONAL%20BANK%20OF%20ST.%20JOSEPH

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, THE FIRST NATIONAL BANK OF ST. JOSEPH (FDIC ID 1083), failed 1985-10-11. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/1083.

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