# HAYS STATE BANK

> **Failed bank** · HAYS, KS · failed 1986-12-04 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $15M

## What happened

HAYS STATE BANK of HAYS, KS was closed by regulators on **1986-12-04**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **FARMERS STATE BANK&TRUST** (HAYS, KS). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 1317
- **FDIC Certificate:** 19094
- **FDIC FIN:** 2621
- **Bank name:** HAYS STATE BANK
- **Location:** HAYS, KS
- **Failure date:** 1986-12-04
- **FDIC resolution date:** 1986-12-04
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $15M
- **Deposits at failure:** $32M
- **Assets at failure:** $28M
- **Acquiring bank:** FARMERS STATE BANK&TRUST (HAYS, KS)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=HAYS%20STATE%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, HAYS STATE BANK (FDIC ID 1317), failed 1986-12-04. Retrieved via AI Analytics 2026-07-05 from https://api.ai-analytics.org/failed-bank/1317.

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