# HOME STATE BANK

> **Failed bank** · TRENT, TX · failed 1988-04-07 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $1M

## What happened

HOME STATE BANK of TRENT, TX was closed by regulators on **1988-04-07**. The FDIC was named receiver.

**Resolution:** Insured Deposit Transfer — insured deposits transferred to another bank

Deposits were transferred to **FARMERS&MERCHANTS NB MER** (MERKEL, TX). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 1659
- **FDIC Certificate:** 13667
- **FDIC FIN:** 5935
- **Bank name:** HOME STATE BANK
- **Location:** TRENT, TX
- **Failure date:** 1988-04-07
- **FDIC resolution date:** 1988-04-07
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Insured Deposit Transfer — insured deposits transferred to another bank
- **Estimated FDIC DIF cost:** $1M
- **Deposits at failure:** $5M
- **Assets at failure:** $5M
- **Acquiring bank:** FARMERS&MERCHANTS NB MER (MERKEL, TX)

## Other banks FARMERS&MERCHANTS NB MER has acquired in FDIC resolutions

- FARMERS STATE BANK (LUEDERS, TX) — failed 1986-12-19 — /failed-bank/1328

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=HOME%20STATE%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, HOME STATE BANK (FDIC ID 1659), failed 1988-04-07. Retrieved via AI Analytics 2026-06-30 from https://api.ai-analytics.org/failed-bank/1659.

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