# WEST HOUSTON NATIONAL BANK

> **Failed bank** · HOUSTON, TX · failed 1988-08-11 · National commercial bank (OCC-chartered) · FDIC cost $7M

## What happened

WEST HOUSTON NATIONAL BANK of HOUSTON, TX was closed by the OCC on **1988-08-11**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **TEXAS COMMERCE BANK NA** (HOUSTON, TX). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 1854
- **FDIC Certificate:** 25017
- **FDIC FIN:** 2892
- **Bank name:** WEST HOUSTON NATIONAL BANK
- **Location:** HOUSTON, TX
- **Failure date:** 1988-08-11
- **FDIC resolution date:** 1988-08-11
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $7M
- **Deposits at failure:** $27M
- **Assets at failure:** $26M
- **Acquiring bank:** TEXAS COMMERCE BANK NA (HOUSTON, TX)

## Other banks TEXAS COMMERCE BANK NA has acquired in FDIC resolutions

- UNION BANK OF HOUSTON (HOUSTON, TX) — failed 1988-12-01 — /failed-bank/1987
- FIRST HOUSTON BANK, N.A. (HOUSTON, TX) — failed 1988-02-11 — /failed-bank/1624
- WESTERN BANK-NORTH WILCREST, N.A (HOUSTON, TX) — failed 1987-10-01 — /failed-bank/1530
- WESTERN BANK-WESTWOOD, N.A. (HOUSTON, TX) — failed 1987-10-01 — /failed-bank/1529
- BANK OF NORTH AMERICA (HOUSTON, TX) — failed 1987-08-27 — /failed-bank/1504
- MONTGOMERY COUNTY BANK, N.A. (THE WOODLANDS, TX) — failed 1987-01-29 — /failed-bank/1352

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=WEST%20HOUSTON%20NATIONAL%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, WEST HOUSTON NATIONAL BANK (FDIC ID 1854), failed 1988-08-11. Retrieved via AI Analytics 2026-07-14 from https://api.ai-analytics.org/failed-bank/1854.

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