# FIRST BANK & TRUST COMPANY

> **Failed bank** · CEDAR HILL, TX · failed 1990-04-05 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $2M

## What happened

FIRST BANK & TRUST COMPANY of CEDAR HILL, TX was closed by regulators on **1990-04-05**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **NCNB TEXAS NATIONAL BANK** (DALLAS, TX). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 2720
- **FDIC Certificate:** 18793
- **FDIC FIN:** 4177
- **Bank name:** FIRST BANK & TRUST COMPANY
- **Location:** CEDAR HILL, TX
- **Failure date:** 1990-04-05
- **FDIC resolution date:** 1990-04-05
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $2M
- **Deposits at failure:** $13M
- **Assets at failure:** $14M
- **Acquiring bank:** NCNB TEXAS NATIONAL BANK (DALLAS, TX)

## Other banks NCNB TEXAS NATIONAL BANK has acquired in FDIC resolutions

- NBC BANK-KERRVILLE, NATIONAL ASSOC (KERRVILLE, TX) — failed 1990-06-01 — /failed-bank/2795
- NBC BANK-AUSTIN, NATIONAL ASSOC (AUSTIN, TX) — failed 1990-06-01 — /failed-bank/2794
- NBC BANK-HOUSTON, NATIONAL ASSOC (HOUSTON, TX) — failed 1990-06-01 — /failed-bank/2793
- NBC BANK-UVALDE, NATIONAL ASSOC (UVALDE, TX) — failed 1990-06-01 — /failed-bank/2792
- NBC BANK-BOERNE, NATIONAL ASSOC (BOERNE, TX) — failed 1990-06-01 — /failed-bank/2791
- NBC BANK-RIO GRANDE VALLEY, NA (MISSION, TX) — failed 1990-06-01 — /failed-bank/2790
- NBC BANK-SEGUIN, NATIONAL ASSOC (SEGUIN, TX) — failed 1990-06-01 — /failed-bank/2789
- NBC BANK-SAN ANTONIO, NATIONAL ASSOC (SAN ANTONIO, TX) — failed 1990-06-01 — /failed-bank/2788
- NBC BANK- SOUTH TEXAS, NATIONAL (CORPUS CHRISTI, TX) — failed 1990-06-01 — /failed-bank/2787
- THE HUNTSVILLE NATIONAL BANK (HUNTSVILLE, TX) — failed 1990-05-31 — /failed-bank/2783

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=FIRST%20BANK%20%26%20TRUST%20COMPANY

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, FIRST BANK & TRUST COMPANY (FDIC ID 2720), failed 1990-04-05. Retrieved via AI Analytics 2026-07-06 from https://api.ai-analytics.org/failed-bank/2720.

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