# PONTCHARTRAIN STATE BANK

> **Failed bank** · METAIRIE, LA · failed 1991-07-19 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $29M

## What happened

PONTCHARTRAIN STATE BANK of METAIRIE, LA was closed by regulators on **1991-07-19**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **FIRST NATIONAL BANK OF COMM** (NEW ORLEANS, LA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3143
- **FDIC Certificate:** 20960
- **FDIC FIN:** 4378
- **Bank name:** PONTCHARTRAIN STATE BANK
- **Location:** METAIRIE, LA
- **Failure date:** 1991-07-19
- **FDIC resolution date:** 1991-07-19
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $29M
- **Deposits at failure:** $142M
- **Assets at failure:** $140M
- **Acquiring bank:** FIRST NATIONAL BANK OF COMM (NEW ORLEANS, LA)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=PONTCHARTRAIN%20STATE%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, PONTCHARTRAIN STATE BANK (FDIC ID 3143), failed 1991-07-19. Retrieved via AI Analytics 2026-06-26 from https://api.ai-analytics.org/failed-bank/3143.

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