# VALLEY BANK

> **Failed bank** · WHITE RIVER JUNCTION, VT · failed 1991-09-13 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $11M

## What happened

VALLEY BANK of WHITE RIVER JUNCTION, VT was closed by regulators on **1991-09-13**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **VERMONT NATIONAL BANK** (BRATTLEBORO, VT). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3184
- **FDIC Certificate:** 26924
- **FDIC FIN:** 4397
- **Bank name:** VALLEY BANK
- **Location:** WHITE RIVER JUNCTION, VT
- **Failure date:** 1991-09-13
- **FDIC resolution date:** 1991-09-13
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $11M
- **Deposits at failure:** $36M
- **Assets at failure:** $34M
- **Acquiring bank:** VERMONT NATIONAL BANK (BRATTLEBORO, VT)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=VALLEY%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, VALLEY BANK (FDIC ID 3184), failed 1991-09-13. Retrieved via AI Analytics 2026-07-02 from https://api.ai-analytics.org/failed-bank/3184.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*
