# UNITED MERCANTILE B & T CO, N.A.

> **Failed bank** · PASADENA, CA · failed 1992-03-20 · National commercial bank (OCC-chartered) · FDIC cost $12M

## What happened

UNITED MERCANTILE B & T CO, N.A. of PASADENA, CA was closed by the OCC on **1992-03-20**. The FDIC was named receiver.

**Resolution:** Insured Deposit Transfer — insured deposits transferred to another bank

Deposits were transferred to **ONECENTRAL BANK** (GLENDALE, CA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3295
- **FDIC Certificate:** 23855
- **FDIC FIN:** 4464
- **Bank name:** UNITED MERCANTILE B & T CO, N.A.
- **Location:** PASADENA, CA
- **Failure date:** 1992-03-20
- **FDIC resolution date:** 1992-03-20
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Insured Deposit Transfer — insured deposits transferred to another bank
- **Estimated FDIC DIF cost:** $12M
- **Deposits at failure:** $38M
- **Assets at failure:** $36M
- **Acquiring bank:** ONECENTRAL BANK (GLENDALE, CA)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=UNITED%20MERCANTILE%20B%20%26%20T%20CO%2C%20N.A.

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, UNITED MERCANTILE B & T CO, N.A. (FDIC ID 3295), failed 1992-03-20. Retrieved via AI Analytics 2026-05-20 from https://api.ai-analytics.org/failed-bank/3295.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*
