# FIRST EXCHANGE BANK OF CAPE GIRARDEAU

> **Failed bank** · CAPE GIRARDEAU, MO · failed 1992-05-07 · State commercial bank, Federal Reserve member · FDIC cost $10M

## What happened

FIRST EXCHANGE BANK OF CAPE GIRARDEAU of CAPE GIRARDEAU, MO was closed by state regulators on **1992-05-07**. The FDIC was named receiver.

**Resolution:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors

Deposits were transferred to **COMMERCE BK POPLAR BLUFF** (POPLAR BLUFF, MO). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3321
- **FDIC Certificate:** 24863
- **FDIC FIN:** 4484
- **Bank name:** FIRST EXCHANGE BANK OF CAPE GIRARDEAU
- **Location:** CAPE GIRARDEAU, MO
- **Failure date:** 1992-05-07
- **FDIC resolution date:** 1992-05-07
- **Charter type:** State commercial bank, Federal Reserve member
- **Resolution type:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors
- **Estimated FDIC DIF cost:** $10M
- **Deposits at failure:** $87M
- **Assets at failure:** $84M
- **Acquiring bank:** COMMERCE BK POPLAR BLUFF (POPLAR BLUFF, MO)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=FIRST%20EXCHANGE%20BANK%20OF%20CAPE%20GIRARDEAU

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, FIRST EXCHANGE BANK OF CAPE GIRARDEAU (FDIC ID 3321), failed 1992-05-07. Retrieved via AI Analytics 2026-07-13 from https://api.ai-analytics.org/failed-bank/3321.

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