# FIRST NATIONAL BANK OF TEXAS

> **Failed bank** · WEBSTER, TX · failed 1992-07-23 · National commercial bank (OCC-chartered) · FDIC cost $14M

## What happened

FIRST NATIONAL BANK OF TEXAS of WEBSTER, TX was closed by the OCC on **1992-07-23**. The FDIC was named receiver.

**Resolution:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors

Deposits were transferred to **FIRST PROSPERITY BANK** (EL CAMPO, TX). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3361
- **FDIC Certificate:** 26676
- **FDIC FIN:** 4506
- **Bank name:** FIRST NATIONAL BANK OF TEXAS
- **Location:** WEBSTER, TX
- **Failure date:** 1992-07-23
- **FDIC resolution date:** 1992-07-23
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors
- **Estimated FDIC DIF cost:** $14M
- **Deposits at failure:** $91M
- **Assets at failure:** $92M
- **Acquiring bank:** FIRST PROSPERITY BANK (EL CAMPO, TX)

## Other banks FIRST PROSPERITY BANK has acquired in FDIC resolutions

- AMERICAN NATIONAL BANK - POST OAK (HOUSTON, TX) — failed 1992-06-25 — /failed-bank/3349

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=FIRST%20NATIONAL%20BANK%20OF%20TEXAS

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, FIRST NATIONAL BANK OF TEXAS (FDIC ID 3361), failed 1992-07-23. Retrieved via AI Analytics 2026-06-25 from https://api.ai-analytics.org/failed-bank/3361.

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