# STANDARD FSB

> **Failed bank** · GAITHERSBURG, MD · failed 1992-10-21 · Savings bank · FDIC cost $528M

## What happened

STANDARD FSB of GAITHERSBURG, MD was closed by state regulators on **1992-10-21**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **BRANCH SALE** (NONE, NA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3385
- **FDIC Certificate:** 31543
- **FDIC FIN:** 1312
- **Bank name:** STANDARD FSB
- **Location:** GAITHERSBURG, MD
- **Failure date:** 1992-10-21
- **FDIC resolution date:** 1994-11-18
- **Charter type:** Savings bank
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $528M
- **Deposits at failure:** $1,540M
- **Assets at failure:** $1,718M
- **Acquiring bank:** BRANCH SALE (NONE, NA)

## Other banks BRANCH SALE has acquired in FDIC resolutions

- WESTERN FSB (MARINA DEL RAY, CA) — failed 1993-06-04 — /failed-bank/3457
- PIONEER FS & LA (PRAIRIE VILLAGE, KS) — failed 1993-04-02 — /failed-bank/3448
- SECOND NATIONAL, FSB (SALISBURY, MD) — failed 1992-12-04 — /failed-bank/3424
- CARTERET FSB (MADISON, NJ) — failed 1992-12-04 — /failed-bank/3422
- POLIFLY FS & LA (NEW MILFORD, NJ) — failed 1992-11-20 — /failed-bank/3417
- IRVING FB FOR SAVINGS (CHICAGO, IL) — failed 1992-11-20 — /failed-bank/3416
- FIRST FSB OF GEORGIA, FA (WINDER, GA) — failed 1992-11-06 — /failed-bank/3408
- HOMESTEAD FSA (SAN FRANCISCO, CA) — failed 1992-10-30 — /failed-bank/3406
- SECURITY FS & LA (JACKSON, MS) — failed 1992-10-16 — /failed-bank/3384
- FIRST RUSSELL COUNTY (PHENIX CITY, AL) — failed 1992-07-24 — /failed-bank/3362

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=STANDARD%20FSB

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, STANDARD FSB (FDIC ID 3385), failed 1992-10-21. Retrieved via AI Analytics 2026-05-16 from https://api.ai-analytics.org/failed-bank/3385.

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