# THE MERCHANTS BANK

> **Failed bank** · KANSAS CITY, MO · failed 1992-11-20 · State commercial bank, Federal Reserve member · FDIC cost $123M

## What happened

THE MERCHANTS BANK of KANSAS CITY, MO was closed by state regulators on **1992-11-20**. The FDIC was named receiver.

**Resolution:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors

Deposits were transferred to **BOATMEN'S FIRST NB OF KC** (KANSAS CITY, MO). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3415
- **FDIC Certificate:** 15886
- **FDIC FIN:** 4550
- **Bank name:** THE MERCHANTS BANK
- **Location:** KANSAS CITY, MO
- **Failure date:** 1992-11-20
- **FDIC resolution date:** 1993-04-23
- **Charter type:** State commercial bank, Federal Reserve member
- **Resolution type:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors
- **Estimated FDIC DIF cost:** $123M
- **Deposits at failure:** $1,395M
- **Assets at failure:** $1,452M
- **Acquiring bank:** BOATMEN'S FIRST NB OF KC (KANSAS CITY, MO)

## Other banks BOATMEN'S FIRST NB OF KC has acquired in FDIC resolutions

- METRO NORTH STATE BANK (KANSAS CITY, MO) — failed 1992-11-13 — /failed-bank/3410

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=THE%20MERCHANTS%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, THE MERCHANTS BANK (FDIC ID 3415), failed 1992-11-20. Retrieved via AI Analytics 2026-07-07 from https://api.ai-analytics.org/failed-bank/3415.

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