# FIRST AMERICAN CAPITAL BANK, N.A

> **Failed bank** · LAGUNA BEACH, CA · failed 1993-03-04 · National commercial bank (OCC-chartered) · FDIC cost $7M

## What happened

FIRST AMERICAN CAPITAL BANK, N.A of LAGUNA BEACH, CA was closed by the OCC on **1993-03-04**. The FDIC was named receiver.

**Resolution:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors

Deposits were transferred to **ORANGE NATIONAL BANK** (ORANGE, CA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3441
- **FDIC Certificate:** 23631
- **FDIC FIN:** 4566
- **Bank name:** FIRST AMERICAN CAPITAL BANK, N.A
- **Location:** LAGUNA BEACH, CA
- **Failure date:** 1993-03-04
- **FDIC resolution date:** 1993-03-04
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors
- **Estimated FDIC DIF cost:** $7M
- **Deposits at failure:** $26M
- **Assets at failure:** $28M
- **Acquiring bank:** ORANGE NATIONAL BANK (ORANGE, CA)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=FIRST%20AMERICAN%20CAPITAL%20BANK%2C%20N.A

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, FIRST AMERICAN CAPITAL BANK, N.A (FDIC ID 3441), failed 1993-03-04. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/3441.

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