# CROWN NATIONAL BANK

> **Failed bank** · CHARLOTTE, NC · failed 1993-05-20 · National commercial bank (OCC-chartered) · FDIC cost $2M

## What happened

CROWN NATIONAL BANK of CHARLOTTE, NC was closed by the OCC on **1993-05-20**. The FDIC was named receiver.

**Resolution:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors

Deposits were transferred to **LINCOLN BANK OF NC** (LINCOLNTON, NC). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3454
- **FDIC Certificate:** 32731
- **FDIC FIN:** 4578
- **Bank name:** CROWN NATIONAL BANK
- **Location:** CHARLOTTE, NC
- **Failure date:** 1993-05-20
- **FDIC resolution date:** 1993-05-20
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors
- **Estimated FDIC DIF cost:** $2M
- **Deposits at failure:** $25M
- **Assets at failure:** $26M
- **Acquiring bank:** LINCOLN BANK OF NC (LINCOLNTON, NC)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=CROWN%20NATIONAL%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, CROWN NATIONAL BANK (FDIC ID 3454), failed 1993-05-20. Retrieved via AI Analytics 2026-05-19 from https://api.ai-analytics.org/failed-bank/3454.

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