# 1ST CENTENNIAL BANK

> **Failed bank** · REDLANDS, CA · failed 2009-01-23 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $136M

## What happened

1ST CENTENNIAL BANK of REDLANDS, CA was closed by regulators on **2009-01-23**. The FDIC was named receiver.

**Resolution:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors

Deposits were transferred to **FIRST CALIFORNIA BANK** (WESTLAKE VILLAGE, CA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3596
- **FDIC Certificate:** 33025
- **FDIC FIN:** 10030
- **Bank name:** 1ST CENTENNIAL BANK
- **Location:** REDLANDS, CA
- **Failure date:** 2009-01-23
- **FDIC resolution date:** 2009-01-23
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Payout / Insured deposits — FDIC paid insured deposits directly to depositors
- **Estimated FDIC DIF cost:** $136M
- **Deposits at failure:** $679M
- **Assets at failure:** $798M
- **Acquiring bank:** FIRST CALIFORNIA BANK (WESTLAKE VILLAGE, CA)

## Other banks FIRST CALIFORNIA BANK has acquired in FDIC resolutions

- SAN LUIS TRUST BANK, FSB (SAN LUIS OBISPO, CA) — failed 2011-02-18 — /failed-bank/3911
- WESTERN COMMERCIAL BANK (WOODLAND HILLS, CA) — failed 2010-11-05 — /failed-bank/3876

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=1ST%20CENTENNIAL%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, 1ST CENTENNIAL BANK (FDIC ID 3596), failed 2009-01-23. Retrieved via AI Analytics 2026-05-19 from https://api.ai-analytics.org/failed-bank/3596.

---

*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*
