# AMERICAN STERLING BANK

> **Failed bank** · SUGAR CREEK, MO · failed 2009-04-17 · Savings bank · FDIC cost $45M

## What happened

AMERICAN STERLING BANK of SUGAR CREEK, MO was closed by state regulators on **2009-04-17**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **METCALF BANK** (LEE'S SUMMIT, MO). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3617
- **FDIC Certificate:** 8266
- **FDIC FIN:** 10052
- **Bank name:** AMERICAN STERLING BANK
- **Location:** SUGAR CREEK, MO
- **Failure date:** 2009-04-17
- **FDIC resolution date:** 2009-04-17
- **Charter type:** Savings bank
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $45M
- **Deposits at failure:** $171M
- **Assets at failure:** $166M
- **Acquiring bank:** METCALF BANK (LEE'S SUMMIT, MO)

## Other banks METCALF BANK has acquired in FDIC resolutions

- HEARTLAND BANK (LEAWOOD, KS) — failed 2012-07-20 — /failed-bank/4016

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=AMERICAN%20STERLING%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, AMERICAN STERLING BANK (FDIC ID 3617), failed 2009-04-17. Retrieved via AI Analytics 2026-07-02 from https://api.ai-analytics.org/failed-bank/3617.

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