# WATERFORD VILLAGE BANK

> **Failed bank** · WILLIAMSVILLE, NY · failed 2009-07-24 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $8M

## What happened

WATERFORD VILLAGE BANK of WILLIAMSVILLE, NY was closed by regulators on **2009-07-24**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **EVANS BANK NATIONAL ASSOCIATION** (ANGOLA, NY). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3657
- **FDIC Certificate:** 58065
- **FDIC FIN:** 10091
- **Bank name:** WATERFORD VILLAGE BANK
- **Location:** WILLIAMSVILLE, NY
- **Failure date:** 2009-07-24
- **FDIC resolution date:** 2009-07-24
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $8M
- **Deposits at failure:** $56M
- **Assets at failure:** $56M
- **Acquiring bank:** EVANS BANK NATIONAL ASSOCIATION (ANGOLA, NY)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=WATERFORD%20VILLAGE%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, WATERFORD VILLAGE BANK (FDIC ID 3657), failed 2009-07-24. Retrieved via AI Analytics 2026-06-30 from https://api.ai-analytics.org/failed-bank/3657.

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