# EBANK

> **Failed bank** · ATLANTA, GA · failed 2009-08-21 · Savings bank · FDIC cost $50M

## What happened

EBANK of ATLANTA, GA was closed by state regulators on **2009-08-21**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **STEARNS BANK, N.A.** (ST. CLOUD, MN). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3673
- **FDIC Certificate:** 34682
- **FDIC FIN:** 10107
- **Bank name:** EBANK
- **Location:** ATLANTA, GA
- **Failure date:** 2009-08-21
- **FDIC resolution date:** 2009-08-21
- **Charter type:** Savings bank
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $50M
- **Deposits at failure:** $132M
- **Assets at failure:** $145M
- **Acquiring bank:** STEARNS BANK, N.A. (ST. CLOUD, MN)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=EBANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, EBANK (FDIC ID 3673), failed 2009-08-21. Retrieved via AI Analytics 2026-07-19 from https://api.ai-analytics.org/failed-bank/3673.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*