# SAN JOAQUIN BANK

> **Failed bank** · BAKERSFIELD, CA · failed 2009-10-16 · State commercial bank, Federal Reserve member · FDIC cost $79M

## What happened

SAN JOAQUIN BANK of BAKERSFIELD, CA was closed by state regulators on **2009-10-16**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **CITIZENS BUSINESS BANK** (ONTARIO, CA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3692
- **FDIC Certificate:** 23266
- **FDIC FIN:** 10126
- **Bank name:** SAN JOAQUIN BANK
- **Location:** BAKERSFIELD, CA
- **Failure date:** 2009-10-16
- **FDIC resolution date:** 2009-10-16
- **Charter type:** State commercial bank, Federal Reserve member
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $79M
- **Deposits at failure:** $626M
- **Assets at failure:** $766M
- **Acquiring bank:** CITIZENS BUSINESS BANK (ONTARIO, CA)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=SAN%20JOAQUIN%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, SAN JOAQUIN BANK (FDIC ID 3692), failed 2009-10-16. Retrieved via AI Analytics 2026-05-19 from https://api.ai-analytics.org/failed-bank/3692.

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