# VALLEY CAPITAL BANK, N.A.

> **Failed bank** · MESA, AZ · failed 2009-12-11 · National commercial bank (OCC-chartered) · FDIC cost $15M

## What happened

VALLEY CAPITAL BANK, N.A. of MESA, AZ was closed by the OCC on **2009-12-11**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **ENTERPRISE BANK & TRUST** (CLAYTON, MO). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3726
- **FDIC Certificate:** 58399
- **FDIC FIN:** 10159
- **Bank name:** VALLEY CAPITAL BANK, N.A.
- **Location:** MESA, AZ
- **Failure date:** 2009-12-11
- **FDIC resolution date:** 2009-12-11
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $15M
- **Deposits at failure:** $41M
- **Assets at failure:** $40M
- **Acquiring bank:** ENTERPRISE BANK & TRUST (CLAYTON, MO)

## Other banks ENTERPRISE BANK & TRUST has acquired in FDIC resolutions

- THE FIRST NATIONAL BANK OF OLATHE (OLATHE, KS) — failed 2011-08-12 — /failed-bank/3954
- LEGACY BANK (SCOTTSDALE, AZ) — failed 2011-01-07 — /failed-bank/3892

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=VALLEY%20CAPITAL%20BANK%2C%20N.A.

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, VALLEY CAPITAL BANK, N.A. (FDIC ID 3726), failed 2009-12-11. Retrieved via AI Analytics 2026-06-30 from https://api.ai-analytics.org/failed-bank/3726.

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