# AMERICAN TRUST BANK

> **Failed bank** · ROSWELL, GA · failed 2011-02-04 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $69M

## What happened

AMERICAN TRUST BANK of ROSWELL, GA was closed by regulators on **2011-02-04**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **RENASANT BANK** (TUPELO, MS). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3903
- **FDIC Certificate:** 57432
- **FDIC FIN:** 10336
- **Bank name:** AMERICAN TRUST BANK
- **Location:** ROSWELL, GA
- **Failure date:** 2011-02-04
- **FDIC resolution date:** 2011-02-04
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $69M
- **Deposits at failure:** $222M
- **Assets at failure:** $238M
- **Acquiring bank:** RENASANT BANK (TUPELO, MS)

## Other banks RENASANT BANK has acquired in FDIC resolutions

- CRESCENT BANK AND TRUST COMPANY (JASPER, GA) — failed 2010-07-23 — /failed-bank/3833

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=AMERICAN%20TRUST%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, AMERICAN TRUST BANK (FDIC ID 3903), failed 2011-02-04. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/3903.

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