# WESTERN SPRINGS NATIONAL BANK AND TRUST

> **Failed bank** · WESTERN SPRINGS, IL · failed 2011-04-08 · National commercial bank (OCC-chartered) · FDIC cost $38M

## What happened

WESTERN SPRINGS NATIONAL BANK AND TRUST of WESTERN SPRINGS, IL was closed by the OCC on **2011-04-08**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **HEARTLAND BANK AND TRUST COMPANY** (BLOOMINGTON, IL). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 3917
- **FDIC Certificate:** 10086
- **FDIC FIN:** 10352
- **Bank name:** WESTERN SPRINGS NATIONAL BANK AND TRUST
- **Location:** WESTERN SPRINGS, IL
- **Failure date:** 2011-04-08
- **FDIC resolution date:** 2011-04-08
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $38M
- **Deposits at failure:** $182M
- **Assets at failure:** $187M
- **Acquiring bank:** HEARTLAND BANK AND TRUST COMPANY (BLOOMINGTON, IL)

## Other banks HEARTLAND BANK AND TRUST COMPANY has acquired in FDIC resolutions

- CITIZENS FIRST NATIONAL BANK (PRINCETON, IL) — failed 2012-11-02 — /failed-bank/4030
- BANK OF ILLINOIS (NORMAL, IL) — failed 2010-03-05 — /failed-bank/3756

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=WESTERN%20SPRINGS%20NATIONAL%20BANK%20AND%20TRUST

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, WESTERN SPRINGS NATIONAL BANK AND TRUST (FDIC ID 3917), failed 2011-04-08. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/3917.

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