# MONTGOMERY BANK & TRUST

> **Failed bank** · AILEY, GA · failed 2012-07-06 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $66M

## What happened

MONTGOMERY BANK & TRUST of AILEY, GA was closed by regulators on **2012-07-06**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **AMERIS BANK** (MOULTRIE, GA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 4014
- **FDIC Certificate:** 19498
- **FDIC FIN:** 10448
- **Bank name:** MONTGOMERY BANK & TRUST
- **Location:** AILEY, GA
- **Failure date:** 2012-07-06
- **FDIC resolution date:** 2012-07-06
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $66M
- **Deposits at failure:** $164M
- **Assets at failure:** $153M
- **Acquiring bank:** AMERIS BANK (MOULTRIE, GA)

## Other banks AMERIS BANK has acquired in FDIC resolutions

- CENTRAL BANK OF GEORGIA (ELLAVILLE, GA) — failed 2012-02-24 — /failed-bank/3992
- ONE GEORGIA BANK (ATLANTA, GA) — failed 2011-07-15 — /failed-bank/3945
- HIGH TRUST BANK (STOCKBRIDGE, GA) — failed 2011-07-15 — /failed-bank/3942
- TIFTON BANKING COMPANY (TIFTON, GA) — failed 2010-11-12 — /failed-bank/3879
- DARBY BANK & TRUST COMPANY (VIDALIA, GA) — failed 2010-11-12 — /failed-bank/3877
- FIRST BANK OF JACKSONVILLE (JACKSONVILLE, FL) — failed 2010-10-22 — /failed-bank/3869
- SATILLA COMMUNITY BANK (SAINT MARYS, GA) — failed 2010-05-14 — /failed-bank/3804
- UNITED SECURITY BANK (SPARTA, GA) — failed 2009-11-06 — /failed-bank/3710
- AMERICAN UNITED BANK (LAWRENCEVILLE, GA) — failed 2009-10-23 — /failed-bank/3697

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=MONTGOMERY%20BANK%20%26%20TRUST

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, MONTGOMERY BANK & TRUST (FDIC ID 4014), failed 2012-07-06. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/4014.

---

*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*