# CITIZENS FIRST NATIONAL BANK

> **Failed bank** · PRINCETON, IL · failed 2012-11-02 · National commercial bank (OCC-chartered) · FDIC cost $32M

## What happened

CITIZENS FIRST NATIONAL BANK of PRINCETON, IL was closed by the OCC on **2012-11-02**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **HEARTLAND BANK AND TRUST COMPANY** (BLOOMINGTON, IL). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 4030
- **FDIC Certificate:** 3731
- **FDIC FIN:** 10464
- **Bank name:** CITIZENS FIRST NATIONAL BANK
- **Location:** PRINCETON, IL
- **Failure date:** 2012-11-02
- **FDIC resolution date:** 2012-11-02
- **Charter type:** National commercial bank (OCC-chartered)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $32M
- **Deposits at failure:** $869M
- **Assets at failure:** $924M
- **Acquiring bank:** HEARTLAND BANK AND TRUST COMPANY (BLOOMINGTON, IL)

## Other banks HEARTLAND BANK AND TRUST COMPANY has acquired in FDIC resolutions

- WESTERN SPRINGS NATIONAL BANK AND TRUST (WESTERN SPRINGS, IL) — failed 2011-04-08 — /failed-bank/3917
- BANK OF ILLINOIS (NORMAL, IL) — failed 2010-03-05 — /failed-bank/3756

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=CITIZENS%20FIRST%20NATIONAL%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, CITIZENS FIRST NATIONAL BANK (FDIC ID 4030), failed 2012-11-02. Retrieved via AI Analytics 2026-05-18 from https://api.ai-analytics.org/failed-bank/4030.

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