# HEARTLAND TRI-STATE BANK

> **Failed bank** · ELKHART, KS · failed 2023-07-28 · State commercial bank, Federal Reserve member · FDIC cost $44M

## What happened

HEARTLAND TRI-STATE BANK of ELKHART, KS was closed by state regulators on **2023-07-28**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **DREAM FIRST BANK,NATIONAL ASSOCIATION** (SYRACUSE, KS). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 4108
- **FDIC Certificate:** 25851
- **FDIC FIN:** 10544
- **Bank name:** HEARTLAND TRI-STATE BANK
- **Location:** ELKHART, KS
- **Failure date:** 2023-07-28
- **FDIC resolution date:** 2023-07-28
- **Charter type:** State commercial bank, Federal Reserve member
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $44M
- **Deposits at failure:** $130M
- **Assets at failure:** $139M
- **Acquiring bank:** DREAM FIRST BANK,NATIONAL ASSOCIATION (SYRACUSE, KS)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=HEARTLAND%20TRI-STATE%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, HEARTLAND TRI-STATE BANK (FDIC ID 4108), failed 2023-07-28. Retrieved via AI Analytics 2026-05-24 from https://api.ai-analytics.org/failed-bank/4108.

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