# METROPOLITAN CAPITAL B&T

> **Failed bank** · CHICAGO, IL · failed 2026-01-30 · State commercial bank, non-Federal Reserve member (FDIC-supervised)

## What happened

METROPOLITAN CAPITAL B&T of CHICAGO, IL was closed by regulators on **2026-01-30**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **FIRST INDEPENDENCE BANK** (DETROIT, MI). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 4114
- **FDIC Certificate:** 57488
- **FDIC FIN:** 10550
- **Bank name:** METROPOLITAN CAPITAL B&T
- **Location:** CHICAGO, IL
- **Failure date:** 2026-01-30
- **FDIC resolution date:** 2026-01-30
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Deposits at failure:** $212M
- **Assets at failure:** $261M
- **Acquiring bank:** FIRST INDEPENDENCE BANK (DETROIT, MI)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=METROPOLITAN%20CAPITAL%20B%26T

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, METROPOLITAN CAPITAL B&T (FDIC ID 4114), failed 2026-01-30. Retrieved via AI Analytics 2026-06-24 from https://api.ai-analytics.org/failed-bank/4114.

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