# HARRIS COUNTY FS&LA

> **Failed bank** · BAYTOWN, TX · failed 1982-07-30 · SL · FDIC cost $1M

## What happened

HARRIS COUNTY FS&LA of BAYTOWN, TX was closed by state regulators on **1982-07-30**. The FDIC was named receiver.

**Resolution:** A/A

Deposits were transferred to **EMPIRE OF AMERICA FSA** (DELAND, FL). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 681
- **FDIC Certificate:** 27906
- **FDIC FIN:** 1626
- **Bank name:** HARRIS COUNTY FS&LA
- **Location:** BAYTOWN, TX
- **Failure date:** 1982-07-30
- **FDIC resolution date:** 1982-07-30
- **Charter type:** SL
- **Resolution type:** A/A
- **Estimated FDIC DIF cost:** $1M
- **Deposits at failure:** $158M
- **Assets at failure:** $182M
- **Acquiring bank:** EMPIRE OF AMERICA FSA (DELAND, FL)

## Other banks EMPIRE OF AMERICA FSA has acquired in FDIC resolutions

- SOUTH SHORE FS&LA (MASSAPEQUA, NY) — failed 1982-11-15 — /failed-bank/729
- ISLAND S&LA (HEMPSTEAD, NY) — failed 1982-11-15 — /failed-bank/728

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=HARRIS%20COUNTY%20FS%26LA

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, HARRIS COUNTY FS&LA (FDIC ID 681), failed 1982-07-30. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/681.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*