# GUARDIAN FS&LA

> **Failed bank** · SILVER SPRING, MD · failed 1982-08-02 · SL · FDIC cost $10M

## What happened

GUARDIAN FS&LA of SILVER SPRING, MD was closed by state regulators on **1982-08-02**. The FDIC was named receiver.

**Resolution:** A/A

Deposits were transferred to **PERPETUAL AMERICAN FS&LA** (MCLEAN, VA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 690
- **FDIC Certificate:** 30500
- **FDIC FIN:** 0
- **Bank name:** GUARDIAN FS&LA
- **Location:** SILVER SPRING, MD
- **Failure date:** 1982-08-02
- **FDIC resolution date:** 1982-08-02
- **Charter type:** SL
- **Resolution type:** A/A
- **Estimated FDIC DIF cost:** $10M
- **Deposits at failure:** $109M
- **Assets at failure:** $184M
- **Acquiring bank:** PERPETUAL AMERICAN FS&LA (MCLEAN, VA)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=GUARDIAN%20FS%26LA

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, GUARDIAN FS&LA (FDIC ID 690), failed 1982-08-02. Retrieved via AI Analytics 2026-05-17 from https://api.ai-analytics.org/failed-bank/690.

---

*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*