# FIRST HOME FS&LA

> **Failed bank** · OWENSBORO, KY · failed 1982-12-20 · SL · FDIC cost $3M

## What happened

FIRST HOME FS&LA of OWENSBORO, KY was closed by state regulators on **1982-12-20**. The FDIC was named receiver.

**Resolution:** A/A

Deposits were transferred to **LINCOLN FS&LA** (LOUISVILLE, KY). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 740
- **FDIC Certificate:** 29969
- **FDIC FIN:** 0
- **Bank name:** FIRST HOME FS&LA
- **Location:** OWENSBORO, KY
- **Failure date:** 1982-12-20
- **FDIC resolution date:** 1982-12-20
- **Charter type:** SL
- **Resolution type:** A/A
- **Estimated FDIC DIF cost:** $3M
- **Deposits at failure:** $65M
- **Assets at failure:** $84M
- **Acquiring bank:** LINCOLN FS&LA (LOUISVILLE, KY)

## Other banks LINCOLN FS&LA has acquired in FDIC resolutions

- SECURITY FS&LA (MAYFIELD, KY) — failed 1982-12-20 — /failed-bank/742
- SOUTH EAST FS&LA (LOUISVILLE, KY) — failed 1982-12-20 — /failed-bank/736

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=FIRST%20HOME%20FS%26LA

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, FIRST HOME FS&LA (FDIC ID 740), failed 1982-12-20. Retrieved via AI Analytics 2026-05-18 from https://api.ai-analytics.org/failed-bank/740.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*