# UNITED S&LA

> **Failed bank** · CINCINNATI, OH · failed 1983-03-01 · SL · FDIC cost $8M

## What happened

UNITED S&LA of CINCINNATI, OH was closed by state regulators on **1983-03-01**. The FDIC was named receiver.

**Resolution:** A/A

Deposits were transferred to **GEM SA** (DAYTON, OH). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 758
- **FDIC Certificate:** 28324
- **FDIC FIN:** 0
- **Bank name:** UNITED S&LA
- **Location:** CINCINNATI, OH
- **Failure date:** 1983-03-01
- **FDIC resolution date:** 1983-03-01
- **Charter type:** SL
- **Resolution type:** A/A
- **Estimated FDIC DIF cost:** $8M
- **Deposits at failure:** $69M
- **Assets at failure:** $102M
- **Acquiring bank:** GEM SA (DAYTON, OH)

## Other banks GEM SA has acquired in FDIC resolutions

- GEM FS&LA (NORWOOD, OH) — failed 1983-03-01 — /failed-bank/757

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=UNITED%20S%26LA

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, UNITED S&LA (FDIC ID 758), failed 1983-03-01. Retrieved via AI Analytics 2026-05-16 from https://api.ai-analytics.org/failed-bank/758.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*