# CITIZENS FIDELITY BANK

> **Failed bank** · BRISTOL, TN · failed 1985-02-01 · State commercial bank, non-Federal Reserve member (FDIC-supervised) · FDIC cost $4M

## What happened

CITIZENS FIDELITY BANK of BRISTOL, TN was closed by regulators on **1985-02-01**. The FDIC was named receiver.

**Resolution:** Purchase & Assumption — acquiring bank assumed deposits + bought assets

Deposits were transferred to **ENERGY BANK** (OAK RIDGE, TN). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 957
- **FDIC Certificate:** 22822
- **FDIC FIN:** 2440
- **Bank name:** CITIZENS FIDELITY BANK
- **Location:** BRISTOL, TN
- **Failure date:** 1985-02-01
- **FDIC resolution date:** 1985-02-01
- **Charter type:** State commercial bank, non-Federal Reserve member (FDIC-supervised)
- **Resolution type:** Purchase & Assumption — acquiring bank assumed deposits + bought assets
- **Estimated FDIC DIF cost:** $4M
- **Deposits at failure:** $18M
- **Assets at failure:** $18M
- **Acquiring bank:** ENERGY BANK (OAK RIDGE, TN)

## Other banks ENERGY BANK has acquired in FDIC resolutions

- ONEIDA BK & TR CO. (ONEIDA, TN) — failed 1984-10-12 — /failed-bank/928

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=CITIZENS%20FIDELITY%20BANK

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, CITIZENS FIDELITY BANK (FDIC ID 957), failed 1985-02-01. Retrieved via AI Analytics 2026-06-25 from https://api.ai-analytics.org/failed-bank/957.

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