# WESTERN COMMUNITY S&L

> **Failed bank** · EL CERRITO, CA · failed 1985-03-08 · SL · FDIC cost $-11M

## What happened

WESTERN COMMUNITY S&L of EL CERRITO, CA was closed by state regulators on **1985-03-08**. The FDIC was named receiver.

**Resolution:** Insured Deposit Transfer — insured deposits transferred to another bank

Deposits were transferred to **FIRST UNITED FSB** (SAN FRANCISCO, CA). Customers became depositors of the acquiring bank automatically.


## Key facts

- **FDIC ID:** 968
- **FDIC Certificate:** 32171
- **FDIC FIN:** 7515
- **Bank name:** WESTERN COMMUNITY S&L
- **Location:** EL CERRITO, CA
- **Failure date:** 1985-03-08
- **FDIC resolution date:** 1985-03-08
- **Charter type:** SL
- **Resolution type:** Insured Deposit Transfer — insured deposits transferred to another bank
- **Estimated FDIC DIF cost:** $-11M
- **Deposits at failure:** $8M
- **Assets at failure:** $111M
- **Acquiring bank:** FIRST UNITED FSB (SAN FRANCISCO, CA)

## Primary source

FDIC BankFind failed-bank search: https://banks.data.fdic.gov/explore/failures?searchName=WESTERN%20COMMUNITY%20S%26L

## Citation

> US Federal Deposit Insurance Corporation, BankFind failed-bank database, WESTERN COMMUNITY S&L (FDIC ID 968), failed 1985-03-08. Retrieved via AI Analytics 2026-05-16 from https://api.ai-analytics.org/failed-bank/968.

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*[FDIC failures dataset](/datasets/fdic-failures) · CC0 1.0*