# FDIC enforcement action FDIC-05-148e, FDIC-05-149k
> **AMERICAN HERITAGE BANK** · CLOVIS, NM · status: Published
> CMP: **$20K**
## Action
- **Docket number:** FDIC-05-148e, FDIC-05-149k
- **Status:** Published
- **Action type:** N/A
## Bank
- **Bank:** AMERICAN HERITAGE BANK
- **Location:** CLOVIS, NM
- **FDIC certificate:** 57025
## Respondents
- **Count:** 1
- **Individuals:** JOEL B. BURDELL
## Penalties

- **Civil money penalty:** $20K
- **Restitution:** —

## Source
- [FDIC EDOS detail](https://orders.fdic.gov/s/order?id=a0Wt00000053f2PEAQ)
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