# 2023-NY-0002 - Recommendation 2023-NY-0002-001-D
> **Open** recommendation · 2023-05-15
**Report:** HUD Can Improve Oversight of Its Temporary Endorsement Policy for Loans in COVID-19 Forbearance ([detail](https://api.ai-analytics.org/ig-report/35102))
**OIG report number:** 2023-NY-0002
**Recommendation number:** 2023-NY-0002-001-D
## Text
For any of the 3,024 loans found to be subject to the temporary policy or otherwise ineligible for insurance, require the lenders to execute indemnification agreements covering a period of at least 5 years or reimburse HUD for any claims to put up to $26,840,071 to better use by protecting HUD against potential losses. For any indemnification agreements executed, HUD should properly store the agreements and record the agreement data.
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*Source: oversight.gov · AI Analytics · CC0 1.0*